HEALTH & INSURANCE

S.M. ABBAS ZAIDI, S.KAMAL HAYDER KAZMI,
Research Analyst
, PAGE
Apr
19 - 25, 2010

INSURANCE SECTOR IN PAKISTAN DURING NINE MONTHS ENDED
(Sep 30, 2009) (Rs in '000)
. PROFIT / (LOSS) BALANCE SHEET
COMPANIES PRE-TAX AFTER TAX E.P.S (Rs) Paid Up Capital SHR.HOLDERS EQUITY INVESTMENT TOTAL ASSETS
Adamjee Insurance 2,280,918 0 0.00 1,124,586 10,482,085 1,064,701 21,364,067
Agro Gen. Ins. Co. 0 0 0 0 0 0 0
Alfalah Ins. Co 18,197 9,237 0.40 230,000 271,353 205,827 1,081,316
Alpha Insurance 1,386 973 0.05 202,400 233,561 208,691 536,437
Asia Insurance 14,523 9,524 0.60 160,000 193,095 6,356 409,606
Askari Gen. Insc. (52,954) (53,207) (2.61) 203,775 242,749 527,241 1,346,591
Atlas Insurance 204,856 165,205 4.92 335,559 724,112 555,044 1,625,554
Capital Insurance 4,207 4,203 0.00 160,125 167,305 23,992 285,387
Central Insurance (1,019,855) (1,029,013) (50.68) 203,039 3,119,295 3,025,869 3,284,927
Century Insurance (21,877) (47,147) (1.03) 457,244 45,724 723,566 1,256,892
Cooperative Ins. 7,652 6,875 0 160,000 172,559 5,218 939,950
Crescent Star (24,077) (24,077) (1.99) 121,000 85,570 40,170 284,632
East West Insc. (409,899) 413,048 (18.07) 228,526 453,787 390,777 762,135
EFU Gen. Ins. Ltd. 713,494 675,154 5.87 1,150,000 9,257,347 14,044,232 22,901,418
Excel Insurance 0 (4,579) 11.11 160,000 177,175 154,397 223,491
Habib Insurance 117,983 107,027 1.34 400,403 725,828 800,261 1,618,574
IGI Insurance 957,503 817,503 13.65 598,689 11,514,350 12,097,138 13,475,361
New Hampshire Ins. 62,277 40,513 - - - 1,149,639 2,087,699
New Jubilee Ins. 429,416 347,521 5.27 659,148 2,313,063 3,027,255 6,692,694
Pakistan Gen. Ins. 116,666 116,216 5.81 200,000 383,856 20,719 559,306
PICIC Insurance 12,402 12,402 0.35 350,000 221,358 218,752 886,928
Premier Ins. (22,294) (23,836) 0.90 263,323 1,697,161 1,223,839 2,754,912
Reliance Insurance 33,590 25,880 1.02 252,000 381,110 262,390 916,850
Saudi Pak Ins. (2,924) (3,498) (0.11) 325,000 197,233 172,508 622,750
Security Gen. Insc. 262,295 250,594 0.00 680,625 6,647,191 7,111,678 7,857,211
Shaheen Insurance 50,693 48,734 2.78 175,000 256,521 154,648 888,389
Silver Star Insc. 62,180 55,330 2.62 210,937 376,483 35,890 589,794
TPL Direct Ins. (4,122) (4,122) (0.13) 310,000 207,532 11,460 446,307
UBL Insurer (101,106) (103,074) (3.44) 300,000 220,467 284,209 902,882
United Ins. 107,431 101,931 3.37 345,000 585,776 179,865 942,697
Universal Ins. (11,651) (15,351) (0.73) 210,000 241,563 92,715 792,764
TOTAL 3,786,910 1,899,966 (18.74) 10,176,379 51,595,209 47,819,047 98,337,521
Provisional

HEALTH INSTITUTIONS BEDS AND PERSONNEL

YEAR/ ITEMS 1999 2000 2001 2002 2003 2004 2005 2006 2007 2008

1 NUMBER
OF THE INSTITUTIONS

12296 12343 12454 12501 12498 12546 12637 12726 12804 12814
Total Number of Beds 92174 93907 97945 98264 98684 99908 101490 102073 103285 103037
i) Hospitals 879 876 907 906 906 916 919 924 945 948
No. of beds 75182 76615 80345 80655 80734 81873 82494 83041 84199 83637
ii) Dispensaries 4583 4635 4625 4590 4554 4582 4632 4712 4755 4794
No. of beds 2884 2863 2847 2815 2804 2814 2839 2849 2861 2837
iii) Rural Health Centres 530 531 541 550 552 552 556 560 562 561
No. of beds 8164 8486 8867 8840 9222 9262 9343 9367 9360 9698
iv) T.B. Clinic 264 274 272 285 289 289 289 288 290 293
No. of beds 212 186 174 212 154 152 154 154 174 184
v) Basic Health Unit/Sub Health Centres 5185 5171 5230 5308 5290 5301 5334 5336 5349 5310
No. of beds 5403 5428 5448 5488 5516 5553 6405 6413 6435 6551
vi) M.C.H. Centres 855 856 879 862 907 906 907 906 903 908
No. of beds 329 329 264 254 254 254 255 249 256 256
2.HEALTH PERSONNEL
Doctors 88125 92847 97270 102655 108174 113317 118124 123169 128076 133956
Dentists 3857 4165 4612 5058 5531 6128 6743 7438 8215 9012
Lady Health Visitors 5299 5443 5669 6397 6599 6741 7073 8405 9302 10002
Midwives 22401 22525 22711 23084 22318 23559 23897 24692 25261 25534
Nurses 35979 37528 40019 44520 46331 48446 51270 57646 62651 65387

HEALTH & NUTRITION EXPENDITURES
(2000-01-2008-09) (Rs.bn)

.

PUBLIC SECTOR EXPENDITURE (FEDERAL AND PROVINCIAL)

.
YEARS TOTAL HEALTH EXPENDITURES DEVELOPMENT EXPENDITURE CURRENT EXPENDITURE % CHANGE HEALTH EXPENDITURE AS % OF GDP
2003-04 32.81 8.50 24.31 13.8 0.58
2004-05 38.00 11.00 27.00 15.8 0.57
2005-06 40.00 16.00 24.00 5.3 0.51
2006-07 50.00 20.00 30.00 25 0.57
2007-08 60.00 27.22 32.67 20 0.57
2008-09 74.00 33.00 41.10 23 0.55

REGIONAL LIFE EXPECTANCY & MORTALITY RATE
COUNTRY LIFE EXPECTANCY YEAR 2007 INFANT MORTALITY RATE PER 1000
YEAR 2007
MORTALITY RATE UNDER 5 PER 1000 YEAR 2007 POPULATION AVG. ANNUAL (%) GROWTH2008
Pakistan 65 73 90 1.8
India 65 54 72 1.5
Sri Lanka 72 17 21 0.9
Bangladesh 64 47 61 2.0
Nepal 64 43 55 2.1
China 73 19 22 0.6
Thailand 71 6 7 0.6
Philippines 72 23 28 1.7
Malaysia 74 10 11 1.7
Indonesia 71 25 31 1.2