CREDIT OFF-TAKE

S.M. ABBAS ZAIDI, S.KAMAL HAYDER KAZMI,
Research Analyst
, PAGE
Apr
5 - 11, 2010

CREDIT/LOANS CLASSIFIED BY BORROWERS (Mn Rs)

DESCRIPTION JUN-08R FEB-09R 9-JUN FEB-10P
B. Loans to Private Sector (1-4) 2,555,216 2,648,782 2,538,520 2,640,579
1. Loans to Private Sector Business 2,103,917 2,247,014 2,153,021 2,286,839
Agriculture, hunting and forestry 159,281 167,277 162,569 168,581
Growing of crops 111,841 122,103 117,520 120,059
Farming of animals (Livestock) 23,903 23,212 22,651 22,473
Agricultural and animal husbandry services 738 1,046 418 456
Agricultural machinery and equipments 22,730 20,782 21,844 25,459
Hunting, trapping, forestry & logging 69 134 135 135
Fishing, fish farming 1,363 1,288 1,162 1,168
Mining and Quarrying 18,952 17,979 18,262 22,876
Mining of coal, lignite and extraction of peat 2,615 3,087 2,980 2,980
Extraction of crude petroleum & Natural gas 14,156 12,772 13,016 17,605
Iron ores & non ferous metals 58 143 348 941
Quarrying of stone, sand and clay 197 170 330 345
Chemical, fertilizer, salt etc 1,926 1,808 1,588 1,005
Manufacturing 1,204,435 1,306,792 1,231,732 1,324,115
Food products and beverages 192,103 224,448 203,467 246,003
Tobacco products 474 517 152 1,392
Textiles 516,456 534,546 483,024 520,396
- Spinning, weaving, finishing of textiles 406,874 425,779 379,152 417,160
a. Spinning of fibers 235,883 258,021 225,061 251,522
b. Weaving of textiles 89,597 87,326 79,038 86,441
c. Finishing of textiles 81,393 80,433 75,053 79,196
- Made-up textile articles 46,620 45,550 44,063 45,085
- Knit wear 23,986 22,883 24,722 24,507
- Carpets and rugs 7,090 5,694 5,398 5,274
- Other textiles n.e.c. 31,887 34,639 29,688 28,369
Wearing apparel, readymade garments 44,901 48,748 48,470 49,242
Tanning and dressing of leather; manufacture of luggage and footwear 19,892 19,654 19,027 17,636
Tanning and dressing of leather 10,353 9,894 9,916 9,368
Footwear 9,539 9,760 9,111 8,267
Wood and of products of wood and cork, 2,305 1,962 2,179 1,877
Paper, paperboard and products 21,908 20,548 17,673 16,604
Printing, publishing and allied industries 7,112 9,736 8,449 7,814
Coke, refined petroleum products 18,941 21,283 22,118 21,613
Chemicals and chemical products 112,338 138,649 137,595 147,476
Rubber and plastics products 12,427 13,579 13,524 14,667
Other non-metallic mineral products 91,362 101,497 101,912 104,073
Basic metals 37,114 33,378 39,986 38,035
Fabricated metal products 11,223 10,900 10,735 11,706
Machinery and equipment 19,120 18,914 15,422 16,701
Office, accounting and computing machinery 131 206 162 97
Electrical machinery and apparatus 33,846 39,767 43,584 44,241
Radio, television and communication equipment and apparatus 4,357 4,265 4,678 3,626
Medical, precision and optical instruments, watches and clocks 6,964 7,586 5,259 5,808
Motor vehicles, trailers and semi-trailers 14,992 20,505 20,303 18,675
Other transport equipment 5,780 4,085 3,849 4,459
Furniture and fixture 3,037 3,310 1,683 1,999
Jewellery and related articles 962 991 1,039 898
Sports goods 4,639 5,077 5,723 5,067
Handicrafts 110 94 96 100
Other manufacturing n.e.c. 21,942 22,547 21,622 23,912
Ship breaking and waste / scrape (junk) etc. 3,187 4,772 5,755 4,609
Electricity, gas and water supply 111,002 154,651 154,437 193,141
Construction 79,732 75,956 71,031 69,396
Building 61,583 59,137 52,478 53,379
Infrastructure 18,150 16,820 18,553 16,017
Commerce and Trade 249,873 244,415 233,703 229,308
Sale, maintenance and repair of motor vehicles and motorcycles 15,659 16,418 15,928 13,851
Wholesale and commission trade 161,826 143,794 133,668 126,747
a. Exports 47,031 42,543 36,217 41,095
b. Imports 35,927 35,077 31,775 30,244
c. Domestic whole sales 78,868 66,174 65,675 55,409
Retail trade 72,388 84,203 84,107 88,710
Hotels, restaurants and clubs etc 14,001 13,608 13,302 14,449
Transport, storage and communications 93,762 96,243 97,314 97,133
Real estate, renting and business activities 107,971 107,651 107,163 108,973
Education 5,846 5,167 4,945 6,315
Health and social work 5,859 6,497 6,498 5,447
Other community, social and personal service activities 12,789 13,167 17,537 18,303
Other private business n.e.c 35,863 31,550 27,612 23,025
2. Trust Funds & NPOs 15,272 12,831 12,436 13,150
3. Personal 418,935 378,165 364,141 331,006
Bank Employees 59,526 66,614 69,828 74,495
Consumer Financing 359,408 311,551 294,313 256,510
For house building 66,546 64,130 61,222 56,554
For transport i.e. purchase of car etc 104,996 87,457 78,151 65,271
Credit cards 44,427 39,048 35,533 30,333
Consumers durable 499 345 420 239
Personal loans 140,303 117,825 115,981 100,908
Other 2,637 2,746 3,006 3,206
4. Other 17,092 10,772 8,921 9,584