Micro finance is gaining
importance as an effective tool of social mobilization and
poverty alleviation in Pakistan. Currently a variety of
institutions ranging from Non-governmental Organizations
(NGOs) to private and government sponsored rural support
programs are delivering micro finance services to the poor.
Two commercial banks i.e. First Women Bank and Bank of
Khyber are also providing lines of credit.
Micro finance sector has the largest potential clientele
base, comprising of 6.5 million poor households. However,
the micro finance service market in Pakistan remains
underdeveloped and serves only 7 to 8 percent of the