Finance – Pakistan & Gulf Economist http://www.pakistaneconomist.com Pakistan's Business Financial Magazine Mon, 18 Mar 2019 12:49:44 +0000 en-US hourly 1 https://wordpress.org/?v=4.9.10 Pakistan’s fast-moving consumer goods: huge prospects and opportunities http://www.pakistaneconomist.com/2019/03/04/pakistans-fast-moving-consumer-goods-huge-prospects-and-opportunities/ http://www.pakistaneconomist.com/2019/03/04/pakistans-fast-moving-consumer-goods-huge-prospects-and-opportunities/#respond Sun, 03 Mar 2019 19:59:25 +0000 http://www.pakistaneconomist.com/?p=26182 Emerging Asian markets have had a significant impact on the growth of the fast-moving consumer goods (FMCG) segment. The region’s FMCG consumers pack a powerful punch: around a third of Nestlé and Procter & Gamble’s global sales growth between 2014 and 2018 came from emerging Asia. According to a study, emerging market consumers make up …

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Pakistan equities post mixed results year-over-year http://www.pakistaneconomist.com/2019/03/04/pakistan-equities-post-mixed-results-year-over-year/ http://www.pakistaneconomist.com/2019/03/04/pakistan-equities-post-mixed-results-year-over-year/#respond Sun, 03 Mar 2019 19:54:10 +0000 http://www.pakistaneconomist.com/?p=26171 HABIB BANK LIMITED (HBL) has posted earnings of Rs1.7/share, down by 63%YoY. Despite Rs3.2 billion reversal in Workers Welfare Fund (WWF) expense, earnings were below market expectations as the Bank booked hefty loss from dealing in foreign currencies as well as higher total provision charge. Despite increase in interest rate, net interest income of the Bank …

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Personal Finance by the masses http://www.pakistaneconomist.com/2019/02/25/personal-finance-by-the-masses/ http://www.pakistaneconomist.com/2019/02/25/personal-finance-by-the-masses/#respond Sun, 24 Feb 2019 19:56:12 +0000 http://www.pakistaneconomist.com/?p=25931 A youth in his late 20s, a banking professional, was not glad when asked about his investment. He disclosed that he invested certain amount in one asset management company with the aim that his money would compound. As per his statement, he paid certain amount around five months ago to a representative of an asset …

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Review of personal finance — Standard and Islamic http://www.pakistaneconomist.com/2019/02/25/review-of-personal-finance-standard-and-islamic/ http://www.pakistaneconomist.com/2019/02/25/review-of-personal-finance-standard-and-islamic/#respond Sun, 24 Feb 2019 19:53:27 +0000 http://www.pakistaneconomist.com/?p=25966 “Financial peace isn’t the acquisition of stuff. It’s learning to live on less than you make, so you can give money back and have money to invest. You can’t win until you do this.”― Dave Ramsey Finance is always of great importance, be it in a business or in one’s everyday life. As it is important …

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Govt likely to reduce borrowings from central bank http://www.pakistaneconomist.com/2019/01/07/govt-likely-to-reduce-borrowings-from-central-bank/ http://www.pakistaneconomist.com/2019/01/07/govt-likely-to-reduce-borrowings-from-central-bank/#respond Sun, 06 Jan 2019 19:56:48 +0000 http://www.pakistaneconomist.com/?p=24195 The quantum of Government of Pakistan (GoP) borrowings from State Bank of Pakistan (SBP) has lately reached 12.6 percent of GDP, the highest since FY06. The limit specified by International Monetary Fund (IMF) is 7.5-8.0 percent of GDP. This necessitates a shift towards banks for borrowings. The latest auction of Pakistan Investment Bonds (PIB) in …

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Pak rupee outlook linked with strength of leading currencies http://www.pakistaneconomist.com/2019/01/07/pak-rupee-outlook-linked-with-strength-of-leading-currencies/ http://www.pakistaneconomist.com/2019/01/07/pak-rupee-outlook-linked-with-strength-of-leading-currencies/#respond Sun, 06 Jan 2019 19:53:25 +0000 http://www.pakistaneconomist.com/?p=24197 In the recent months Pak rupee has depreciated significantly. This has on one hand increased debt servicing and on the other hand pushed inflation rate in the country. Depreciation of rupee is adding to the cost of imported goods and eroding competitiveness of the locally produced goods. The United State, European Union member countries are …

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Review of banking industry performance from Jan-Sep 2018 http://www.pakistaneconomist.com/2018/12/31/review-of-banking-industry-performance-from-jan-sep-2018/ http://www.pakistaneconomist.com/2018/12/31/review-of-banking-industry-performance-from-jan-sep-2018/#respond Sun, 30 Dec 2018 19:50:06 +0000 http://www.pakistaneconomist.com/?p=23899 The above table gives a snapshot of banking industry performance at the close of third quarter of CY2018. From the table, key industry figures could be summarized as below: 1. Assets: PKR 16,728 Billion 2. Deposits: PKR 12,937 Billion 3. Equity: PKR 1,255 Billion 4. Advances: PKR 6,861 Billion 5. Branches: 12,519 6. CASA: 74.2% 7. CA: …

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Effects of interest rates on the saving and investment behavior in Pakistan http://www.pakistaneconomist.com/2018/12/24/effects-of-interest-rates-on-the-saving-and-investment-behavior-in-pakistan/ http://www.pakistaneconomist.com/2018/12/24/effects-of-interest-rates-on-the-saving-and-investment-behavior-in-pakistan/#respond Sun, 23 Dec 2018 19:53:18 +0000 http://www.pakistaneconomist.com/?p=23726 In the wake of widening external deficits, dwindling reserves and uncompetitive exports in the back drop of political uncertainty, the million-dollar question that arises is where to invest in 2019? While the economic managers are still busy understanding the sector-wise impact of the recent fall in the rupee’s value, meanwhile, investors keep themselves away from …

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Balochistan’s right to use formal financial services http://www.pakistaneconomist.com/2018/09/17/balochistans-right-to-use-formal-financial-services/ http://www.pakistaneconomist.com/2018/09/17/balochistans-right-to-use-formal-financial-services/#respond Sun, 16 Sep 2018 19:53:55 +0000 http://www.pakistaneconomist.com/?p=20531 Balochistan still lacks proper system of financial inclusion. Simply speaking, it still lacks access to formal financial services including savings, credit, insurance and payments vis-à-vis formal financial intermediaries, at an affordable cost. There is no doubt that the province offers tremendous opportunities for growth of financial sector as the security situation in Balochistan continues to …

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Changing dynamics of commercial banking http://www.pakistaneconomist.com/2018/07/16/changing-dynamics-of-commercial-banking/ http://www.pakistaneconomist.com/2018/07/16/changing-dynamics-of-commercial-banking/#respond Sun, 15 Jul 2018 19:35:00 +0000 http://www.pakistaneconomist.com/?p=18128 As the State Bank of Pakistan (SBP) is scheduled to announce Monetary Policy on Saturday, this week, it is anticipated that the central bank is obliged under the external pressure of multilateral donors to increase the policy rate by 25bps. It is also anticipated at each future announcement; rate will be increase to take it …

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