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Amna S. Sandhu

Save lives or livelihoods?

Save lives or livelihoods?

At this point, it has become clear that the situation under COVID-19 is escalating quickly and the world will face profound health and socio-economic challenges in the upcoming quarter. No one yet knows what the ultimate economic cost of COVID-19 …

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Benefits of trust circles in microfinance

Benefits of trust circles in microfinance

The recent shift in the dynamics and competitive nature of microfinance industry has made many users especially females sceptical about the objectives and services provided by the institutes. However, given the client-centred nature of the industry, the management for microfinance …

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Microfinance: for women, delivered by women

Microfinance- for women, delivered by women

Gender is crucial in banking since a typical microfinance client is a woman from a rural household. Detailed research on microfinance has discussed the claim that microfinance shows inclination towards female entrepreneurship and empowerment. However, there has been very limited …

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The unsung heroes of microfinance

The unsung heroes of microfinance

‘By now we have travelled approximately 12 kilometres from the local branch of one of the Microfinance Institutions (MFIs) in the area of Kot Addu, Muzzaffargarh. Out of those 12, we were on the main road for about 8 kilometres, …

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Microfinancing for better future

Microfinancing for better future

The 2018 Economic Survey revealed that in Pakistan the percentage of people living below the poverty line has fallen over the decade but still stands worryingly at 24.3% in 2015-16. The adverse economic and social effects of poverty are well-researched …

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Advertisement in the age of AI

Advertisement in the age of AI

Have you ever been freaked out by the pop-up ads as they are exactly what you were talking about with your friend on a personal chat or something you browsed few days ago? These messages are no coincidence rather an …

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Boosting e-commerce in Pakistan

Boosting e-commerce in Pakistan

The e-commerce market in Pakistan has now been around for nearly 18 years. Though, the e-commerce sector has focused mainly on consumer products, the State Bank of Pakistan (SBP) puts the size of the e-commerce market in Pakistan at Rs.99.3 …

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