Banking Industry (facts & Figures)

Credit/Loans Classified By Borrowers ((Million Rupees)
Description	June-17	July-17	June-18	Jul-18P
1. Credit to Government Sector (A+B)	9,129,778	9,205,092	10,279,452	9,972,016
A. SBP Credit to Government Sector (Net)	2,339,102	2,631,163	3,600,531	3,691,668
B. Scheduled Banks Credit to Government Sector (Net)	6,790,676	6,573,929	6,678,921	6,280,349
2. Credit to Non Government Sector (A+B)	5,929,905	5,803,937	6,936,557	6,957,501
A. SBP Credit to Non Govt. Sector	24,408	23,992	24,761	24,964
B. Scheduled Banks Credit to Non Govt.Sector (I+II+III)	5,905,497	5,779,945	6,911,796	6,932,537
I. Credit to PSEs	1,012,310	963,008	1,213,916	1,262,467
II. Credit to NBFIs	138,894	133,802	136,111	132,317
III. Credit to Private Sector (A+B)	4,754,294	4,683,135	5,561,769	5,537,753
A. Investment in Securities & Shares of Private Sector	264,563	270,730	257,663	259,041
B. Loans to Private Sector (1-4)	4,489,731	4,412,406	5,304,106	5,278,712
1. Loans to Private Sector Business	3,962,210	3,876,021	4,674,536	4,642,438
Agriculture, hunting and forestry	297,493	288,111	305,540	302,111
Growing of crops	193,080	182,892	183,823	180,107
Farming of animals (Livestock)	76,833	77,919	91,991	92,262
Agricultural and animal husbandry services	2,440	2,544	4,614	4,352
Agricultural machinery and equipments	24,863	24,497	24,545	24,837
Hunting, trapping, forestry & logging	277	259	567	553
Fishing, fish farming	874	884	540	549
Mining and Quarrying	40,267	43,134	42,726	43,342
Mining of coal, lignite and extraction of peat	13,312	15,272	20,337	21,530
Extraction of crude petroleum & Natural gas	24,044	25,057	18,973	18,377
Iron ores & non ferous metals	888	749	752	682
Quarrying of stone, sand and clay	430	428	674	771
Chemical, fertilizer, salt etc	1,594	1,628	1,989	1,982
Manufacturing	2,299,628	2,236,914	2,720,646	2,689,268
Food products and beverages	627,642	612,665	756,346	740,572
Tobacco products	9,326	4,420	1,181	1,057
Textiles	695,106	678,402	825,235	785,379
– Spinning, weaving, finishing of textiles	539,101	522,628	647,164	611,438
Wearing apparel, readymade garments	74,934	75,540	87,821	88,016
Tanning and dressing of leather; manufacture of luggage and footwear	24,039	24,152	25,917	26,057
Tanning and dressing of leather	9,761	9,494	10,934	10,883
Footwear	14,278	14,658	14,983	15,174
Wood and of products of wood and cork,	2,582	2,787	3,239	3,363
Paper, paperboard and products	43,193	42,616	49,643	52,194
Printing, publishing and allied industries	7,849	8,479	12,929	12,653
Coke, refined petroleum products	81,341	81,152	83,431	98,488
Chemicals and chemical products	304,676	290,614	292,802	272,334
Rubber and plastics products	36,503	38,014	44,418	44,417
Other non-metallic mineral products	89,715	85,893	139,935	155,014
Office, accounting and computing machinery	349	326	248	237
Electrical machinery and apparatus	60,620	58,958	94,041	96,840
Radio, television and communication equipment and apparatus	5,897	6,013	5,346	5,186
Medical, precision and optical instruments, watches and clocks	5,895	5,690	5,830	5,888
Motor vehicles, trailers and semi-trailers	20,769	22,035	28,772	30,951
Other transport equipment	6,930	7,116	9,674	9,619
Retail trade	143,105	138,767	156,649	155,435
2. Trust Funds & NPOs	16,847	19,536	19,305	18,777
3. Personal	504,460	514,077	606,233	612,329
Bank Employees	110,766	112,131	122,742	123,132
Consumer Financing	389,549	393,084	476,011	481,195
For house building	60,688	63,605	82,939	81,192
For transport i.e. purchase of car etc	150,281	153,819	193,597	198,548
Credit cards	30,081	31,087	37,447	38,361
Consumers durable	1,701	314	2,769	3,183
Personal loans	146,799	144,259	159,259	159,911
Other	4,145	8,861	7,480	8,002
4. Other	6,213	2,772	4,032	5,168
Total Credit (1+2)	15,059,684	15,009,029	17,216,009	16,929,517
Source: SBP, Note: Outstanding position at the end of month