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UBL fund managers offering innovative schemes, solutions for the progress of mutual fund sector

UBL Fund Managers is the leading Asset Management Company of Pakistan offering savings and investment solutions to institutional and individual clients, the company is working tirelessly on digital platforms to increase awareness and help the audiences online with their questions and conceptions about the mutual funds industry. As the mutual fund industry is growing on a daily basis, and is gathering speed with each passing day, the UBL Fund Managers taking timely planning for the innovation of products and keep maintaining the existing products upgrade for all its valuable and upcoming clients.

With UBL one can invest in Treasury Bills Pakistan Investment Bonds. Depending on one’s need and investment horizon UBL offer Ijarah Sukuks. UBL Funds currently has 21 branches all across Pakistan. Out of these 21 branches, it has 6 dedicated Al Ameen branches that provide only Shariah-compliant investment solutions to investors. It is part of strategy to increase the number of branches and sales representative all across Pakistan so that it can enhance the reach of mutual funds in the country.

Currently, the company is proud to manage an investor base of over 60,000 investors. These investors range from individuals, corporates, SMEs, High Networth Individuals and Large corporate organizations.

UBL Funds also manages SMAs and discretionary portfolios for different High networth and corporate clients.

UBL Mutual Funds also have a very strong presence in UAE and Qatar, where it manage investments for Non-Resident Pakistanis. Size of investment varies from customer to customer. The positive about investing with UBL Funds is that one can start investments from as low as Rs500 and there is no limit to a maximum investment.

The following are the major products of the company:

BANCASSURANCE

UBL Signature priority banking offers bancassurance products in collaboration with Jubilee Life Insurance. UBL believe in providing solutions that fit preferences and tolerance to risk. UBL strive to ensure that the best investment solutions across a variety of asset classes. It offers mutual funds from leading asset managers; giving the opportunity to invest in the mutual funds that offer exposure to fixed income, equity, or gold.

CONVENTIONAL FUNDS

UBL Government Securities Fund (UGSF) is a mutual fund investment scheme that invests primarily in securities issued by the Government of Pakistan to provide a competitive stream of income on your investment. As there is no fixed-term holding period requirement, one can invest in this scheme for both short and longer term needs.

UBL GOLD FUND (UGF)

UBL Gold Fund provides direct exposure to gold as an asset class; thus allowing reaping maximum benefits of investing in gold. If one looking for a subsequent purchase of gold jewellery for children’s wedding or for a special occasion in the long term, investing money in UGF can serve as an effective hedge against rising gold prices.

As there is no fixed-term holding period requirement, one can invest in this scheme for short and longer term needs. The recommended investment horizon in UFG is 2-3 years.

UBL STOCK ADVANTAGE FUND (USF)

Globally, investing in the stock market is considered to be a time-tested method of creating wealth over the long-term. UBL Stock Advantage Fund (USF) is a mutual fund investment scheme that offers an easy way of investing money in the stock market by offering the expertise of its investment professionals who have a thorough understanding of the markets, have access to research teams, and have the required experience and expertise to manage investments on behalf on a day-to-day basis.

This way, one can enjoy the growth potential offered by the stock market without having to worry about stock selection, buy and sell decisions and coordination with brokers.

UBL LIQUIDITY PLUS FUND (ULPF)

UBL Liquidity Plus Fund is a mutual fund investment scheme that offers an ideal investment facility that allows earning an attractive and stable return on your money while providing the flexibility of withdrawing your money any time.

The scheme offers a secure, liquid investment for short-term needs. In addition to aiming to preserve capital, the scheme seeks to provide the highest possible income available from low-risk, short-term securities such as T-Bills and High Rated Bank Deposits.

UBL MONEY MARKET FUND (UMMF)

This scheme is designed to grow savings over time so you can meet medium to long term investment goals with ease. The objective of this scheme is to offer you with a competitive rate of return by investing your money in a fixed income instruments such as Government Securities & High Rated bank Deposits.

UNITED GROWTH AND INCOME FUND (UGIF)

This mutual fund investment scheme offers an opportunity to gain exposure to Term Finance Certificates (TFC) and benefit from the long term growth potential offering a less volatile investment avenue compared to a stock market based investment scheme for the long term growth of savings.

The objective of the scheme is to offer clients with superior, risk adjusted returns over the long term by investing in medium to long term fixed income and short term money market instruments.

AL-AMEEN ISLAMIC SOVEREIGN FUND (AISF)

It is a mutual fund investment scheme that invests primarily in Shariah complaint securities issued by the Government of Pakistan and other high rated Shariah-compliant debt and money market instruments to provide a competitive stream of Riba-free income on your investment. As there is no fixed-term holding period requirement, one can invest in this scheme for both your short and longer term needs.

AL-AMEEN SHARIAH STOCK FUND (ASSF)

It is a Shariah-compliant mutual fund scheme that offers an easy way of investing your money in the stock market (Islamic stocks) by offering the expertise of its investment professionals who have a thorough understanding of the markets, have access to research teams, and have the required experience and expertise to manage your investments on your behalf on a day-to-day basis.

AL-AMEEN ISLAMIC AGGRESSIVE INCOME FUND (AIAIF)

It is a Shariah-compliant investment scheme that offers an opportunity to gain exposure to Sukuks and benefit from the long term growth potential offering a less volatile investment avenue compared to a stock market based investment scheme for the long term growth of your savings.

The objective of this scheme is to offer clients with superior, risk-adjusted returns over the long term by investing in Shariah-compliant medium to long-term income and short term money market instruments.

AL-AMEEN ASSET ALLOCATION PLANS

Investment plans offered from time to time provide the ideal solution for individuals who want equity/stock market returns. However, investing in the stock market has its risks. These Funds aim to earn a potentially high return through active asset allocation – smartly investing and disinvesting between Islamic Equities and Islamic Income/Money Market mutual funds, based on the Fund Manager’s outlook on the asset classes.

PENSION SCHEMES

Retirement is an opportunity to enter a new phase of your life. With retirement schemes one can ensure a financial independent and care free life even after one stop working.

UBL Mutual Fund offer two types of retirement schemes, conventional and Islamic is making it easier for one to start savings towards your retirement with as low as Pak Rupee 500.

UBL Fund Managers focus is to provide innovative investment solutions to its investors. Products through which our investors can get the maximum benefits of potential growth in their savings. Keeping the same vision in mind, it plan to introduce further tranches of Islamic Active Allocation Plans, for which have received a very positive responses from investors.

The last tranche of Islamic Active Allocation Plan, i.e. Al-Ameen Active Allocation Plan VIII broke all records of IPO in the industry and generated phenomenal AUMs of Rs5.3 billion which is by far the highest IPO closing made by any AMC in Pakistan for an active allocation plan.

Currently Al-Ameen Active Allocation Plan IX is open for subscription by the general public.

The focus of Islamic Active Allocation Plan is to provide investors with potentially high returns through active allocation of Investors money in Islamic Equity and Islamic Money Market mutual funds which is done by our professional fund managers and under supervision of our renowned Shariah Board.

There is also a plan to launch a few other funds to cater to the requirements of our investors, across the country.

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