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Consumer Finance (Facts & Figures)

CREDIT/LOANS CLASSIFIED BY BORROWERS (Million Rupees) (Outstanding position at the end of month)
Description
June-15
Mar-16
June-16
Mar-17P
1. Credit to Government Sector (A+B)
7,265,070
7,589,419
8,109,481
8,601,435
A. SBP Credit to Government Sector (Net)
1,987,950
1,384,486
1,454,173
2,246,365
Investment in Govt. Securities
2,324,419
2,097,101
2,071,967
2,793,083
Loans to Government
8,035
2,740
2,740
2,740
Others
8,072
8,581
8,581
8,681
Less: Govt. Deposits
352,576
723,936
629,116
558,139
B. Scheduled Banks Credit to Government Sector (Net)
5,277,120
6,204,933
6,655,308
6,355,070
Investment in Govt. Securities
5,681,232
6,828,020
7,240,110
7,193,214
Loans to Government
581,328
483,870
650,448
512,680
Less: Govt. Deposits
985,440
1,106,958
1,235,250
1,350,824
2. Credit to Non Government Sector (A+B)
4,409,977
4,733,645
4,953,192
5,597,499
A. SBP Credit to Non Govt. Sector
29,826
45,690
32,603
32,925
B. Scheduled Banks Credit to Non Govt.Sector (I+II+III)
4,380,151
4,687,955
4,920,590
5,564,574
I. Credit to PSEs
611,812
656,238
749,837
939,187
Investment in Non-financial PSEs
70,366
82,699
97,822
181,345
Loans to Non-financial PSEs
541,447
573,539
652,015
757,843
II. Credit to NBFIs
117,274
116,925
128,901
135,145
Investment in NBFIs
69,562
58,168
60,665
60,281
Loans to NBFIs
47,711
58,757
68,235
74,864
III. Credit to Private Sector (A+B)
3,651,065
3,914,792
4,041,852
4,490,241
A. Investment in Securities & Shares of Private Sector
223,380
229,528
248,621
267,806
B. Loans to Private Sector (1-4)
3,427,685
3,685,264
3,793,231
4,222,435
1. Loans to Private Sector Business
3,015,462
3,264,483
3,355,466
3,723,908
Agriculture, hunting and forestry
285,402
283,975
293,136
293,223
Manufacturing
1,704,406
1,910,791
1,915,286
2,174,973
Wearing apparel, readymade garments
53,667
57,526
59,330
73,303
Tanning and dressing of leather; manufacture of luggage and footwear
27,512
25,169
23,687
22,593
Tanning and dressing of leather
11,099
11,850
11,209
9,750
Footwear
16,413
13,319
12,478
12,843
Wood and of products of wood and cork,
2,510
1,911
2,157
3,264
Paper, paperboard and products
36,591
37,181
41,137
38,821
Printing, publishing and allied industries
6,444
7,325
7,624
7,691
Coke, refined petroleum products
56,677
67,123
65,775
79,913
Chemicals and chemical products
209,714
242,816
270,388
273,637
Rubber and plastics products
27,879
29,315
31,410
29,818
Other non-metallic mineral products
73,420
71,085
69,245
79,523
Basic metals
83,555
76,119
87,264
89,351
Fabricated metal products
10,816
15,229
19,619
17,285
Machinery and equipment
23,306
25,212
22,667
29,450
Office, accounting and computing machinery
966
846
968
302
Electrical machinery and apparatus
47,810
57,056
52,877
59,377
Radio, television and communication equipment and apparatus
3,320
4,386
6,056
5,258
Medical, precision and optical instruments, watches and clocks
5,906
5,999
6,717
6,296
Motor vehicles, trailers and semi-trailers
19,349
20,314
20,163
22,231
Other transport equipment
3,459
4,886
4,907
8,433
Furniture and fixture
1,654
1,856
2,283
2,556
Jewellery and related articles
605
522
728
702
Sports goods
4,670
4,524
4,375
4,426
Handicrafts
98
69
80
286
Other manufacturing n.e.c.
23,153
22,570
23,727
28,487
Ship breaking and waste / scrape (junk) etc.
25,920
20,871
25,890
26,721
Electricity, gas and water supply
267,205
307,035
312,794
351,075
Construction
65,965
92,666
97,550
119,963
Commerce and Trade
236,984
248,269
266,256
285,577
Sale, maintenance and repair of motor vehicles and motorcycles
13,075
13,083
13,378
13,673
Wholesale and commission trade
121,236
121,887
137,311
137,032
Retail trade
102,674
113,298
115,567
134,872
Hotels, restaurants and clubs etc
21,256
26,363
27,962
33,495
Transport, storage and communications
146,555
167,488
182,154
181,551
Real estate, renting and business activities
97,699
104,814
114,125
121,703
Education
9,534
11,051
17,696
11,485
Health and social work
4,700
4,347
5,065
5,172
Other community, social and personal service activities
18,553
25,699
26,678
27,315
Other private business n.e.c
109,526
40,667
43,519
52,616
2. Trust Funds & NPOs
13,958
14,046
14,208
13,390
3. Personal
383,106
401,348
415,328
478,686
Bank Employees
99,352
100,334
108,891
110,160
Consumer Financing
275,309
294,875
300,859
364,712
For house building
40,207
45,346
48,153
56,381
For transport i.e. purchase of car etc
85,123
102,460
111,960
138,117
Credit cards
23,857
24,714
25,566
28,565
Consumers durable
372
784
764
1,533
Personal loans
125,750
121,570
114,415
140,116
Other
8,445
6,139
5,577
3,814
4. Other
15,159
5,387
8,229
6,451
Total Credit (1+2)
11,675,047
12,323,064
13,062,673
14,198,934

 

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